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Down Payment
Down Payment（頭金）is the amount you need to pay yourself when buying property, after subtracting the mortgage loan amount from the total price. For example, if you are buying a property worth 40 million yen and taking out a loan of 35 million yen, your down payment would be 5 million yen. In other words, it is the portion of the property price covered by your own funds or other sources, rather than the mortgage. This payment is usually made between signing the purchase contract and the final transfer of the property.
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